Auto Accident Settlement Calculator

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About Our Methodology

Every case is different and no settlement calculator can capture all the unique variables that influence the value of a settlement. We have created this calculator based on a statistical analysis of thousands of cases, identifying data points that consistently influence value, and isolating those data points to predict the likely range of your settlement. Our formula is proprietary and based on the data gathered and analyzed by the Henry Law Firm.

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Is the claim against your insurance or the other driver's insurance company?

If you are injured by a negligent driver, that driver's insurance will typically be responsible for compensating your damages. However, if the other driver does not have insurance, you may have the option of pursuing a claim against your insurance. If you're not sure, contact us for more information or help answering this question.

Were your injuries "soft tissue" injuries?

So-called soft tissue injuries are the most common injuries sustained in car crashes. These injuries including sprains, strains, whiplash and other injuries not involving broken bones, ligaments/tendons, or spinal injuries. Soft tissue injuries typically do not require surgery. If you're not sure, contact us for more information or help answering this question.

Were you diagnosed with a head injury (i.e. concussion)?

If you're not sure, contact us for more information or help answering this question.

What was the force of the crash impact?

Insurance companies will assess the force of your crash on a light-moderate-heavy scale. Light crashes are low speed and have minor (or no) visible damage. Heavy crashes are higher speed, cause total losses to the vehicles involved, and render the vehicle(s) unable to be driven from the scene. Although a person can sustain devastating injuries in a light impact crash, insurance tends to value these crashes lower as a rule of thumb. If you're not sure, contact us for more information or help answering this question.

Was the other driver cited?

To recover for your injuries in a car crash, you would have to prove that another party is responsible (liable) for causing the crash. If the other driver is cited for violating a traffic law, his or her insurance company is likely to concede that its driver is responsible for causing the crash. In that situation, the case will be about proving the severity of your damages (and not what happened in the crash). Contact us to discuss liability in your car crash. If you're not sure, contact us for more information or help answering this question.

What is the total amount that was paid on your medical bills + the amount you still owe?

A critical factor to insurance companies in valuing your car accident settlement is the amount of your medical bills. Different than just the total amount of your bills, however, insurance companies will look instead to the amount accepted on your bills as payment in full. For example if you have a $1,000 hospital bill on which your insurance pays $300 and you have a co-pay of $100, Ohio auto insurance will treat this as a $400 bill. Contact us for helping determining your medical bill number. If you're not sure, contact us for more information or help answering this question.

Was the other driver cited for DUI?

Significant aggravating factors such as a car crash caused by a drunk driver, drag racing, texting, or other reckless acts can drive the value of settlements higher. If you're not sure, contact us for more information or help answering this question.

Was your crash caused by a commercial vehicle?

Commercial vehicles (business vehicles or tractor trailers) carry different insurance that typically has higher insurance limits available and which assesses its risks differently when valuing settlements. If you're not sure, contact us for more information or help answering this question.

What insurance company is your claim against?

Not all insurance carriers are created equally. In our experience, the amount offered for your settlement can vary greatly depending on the insurance company handling the claim. We have developed these estimations based on our experience with many of the largest insurance companies. If you're not sure, contact us for more information or help answering this question.

What are your lost wages?

Wages you lose from missing work because of a car crash are compensable in your settlement. However, know that you must be able to prove these wages clearly in the form of pay stubs, letters from supervisors or other supporting documents – rather than simply stating that you lost wages. Contact us for help developing your lost wage claim.

Is your claim against a government employee?

The state, counties, and cities enjoy protections under the law when their employees cause car crashes. If your crash was caused by a police officer, firefighter, or other governmental employee it is possible you may not legally be able to pursue a claim. If you are, the value of your claim will be impacted by sovereign immunity laws. Contact us to discuss how your claim is impacted by sovereign immunity.

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Disclaimer

The information you provide is not retained by the Henry Law Firm without your express permission. This tool is illustrative and predictive but does not constitute legal advice. No attorney-client relationship is created by your use of this tool without a subsequent express agreement between you and the Henry Law Firm. The Henry Law Firm makes no guarantee or commitment that the results generated by the settlement calculator will be accurate. Settlement values are inherently unpredictable. Inaccurate or incomplete data will cause the results generated to be unreliable.

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